(714) 270-0290
(714) 572-3000 Ext. 1446
Free Consultation and Pre-Approval for Purchase and Refinance

We have a Home for every Loan

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Smart Financing, Straightforward Service

Your Trusted Mortgage Company in California

Take the first step toward your dream house with Citizens-Direct Home Loans, a mortgage company in California you can count on. We offer wholesale-priced loans that provide the flexibility you need. Whether you're purchasing your first home or refinancing an existing loan, our goal is to match you with the right loan package.
We’ll work with you to customize a home loan that aligns perfectly with your lifestyle and financial goals. With over 30 years of industry experience and 17 years of dedicated service, we focus on:
  • Home Purchases
  • Reverse Purchases
  • Refinancing Solutions
  • HELOCs
  • Reverse Mortgages
  • VA Loans
  • No Income Documentation - Purchase and Refinance

Contact us to learn more about our loan products.

Home Loans Made Simple and Fast
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Your Home Financing Options

Buy a New Property
Start financing your dream home with Citizens-Direct Home Loans—the perfect partner to guide you through every step of the home-buying process.
Refinance Your Home Loan
Save on monthly payments by refinancing your existing loan.
Get a Home Equity Loan
Unlock the value of your home to seize investment or business opportunities with a home equity loan.
Manage Your Existing Home Loan
Learn how to manage your current home loan in a way that works best for you.